Flexible Income Protection

At PG Mutual, we know how important flexibility is when searching for the right cover. PG Mutual’s Income Protection Plus is flexible. You can choose from a range of deferment periods, the level of cover you need, and more, so your policy is tailored to your needs. That way, you’ll get the cover you need without paying for the cover you don’t.

What does their cover entail?

For a small premium each month, you could protect up to 70% of your income in the event you find yourself unable to work due to an illness or injury, leaving you free to focus on your family and the important things in life.

Get a Quick Quote in less than 60 seconds to find out just how affordable it is to protect your income.

PA Club members enjoy a 20% discount on their first two years’ premiums, with code TPAC

Why PG Mutual?

  • Cover up to 70% of your gross income.

  • Cover until you recover or reach age 65 – whichever comes first.

  • No penalties or limits – We don’t apply penalties for claiming or limit the number of claims that you can make.

  • Member Benefits – Current access to discounts and cash backs on a wide range of products and services.

  • Free health assessment – Receive a free health assessment with a health screening specialist, for qualifying members, after 6 months of membership

  • Enhanced Loyalty Bonus* – We aim to provide members with a minimum capital sum of £10,000 plus six months income benefit to a member’s family if you were to die during your period of PG Mutual membership.

*For full Terms and Conditions, visit https://www.pgmutual.co.uk/Terms-and-Conditions/

PG Mutual is the trading name of Pharmaceutical & General Provident Society Ltd. Registered office: 11 Parkway, Porters Wood, St Albans, Hertfordshire AL3 6PA. Incorporated in the United Kingdom under the Friendly Societies Act 1992, Registered Number 462F. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, Firm Reference Number 110023.